The Importance Of Using a Lender


Buying a home is a very exciting experience. The fun part is finding your dream home in Ormond BeachDaytona Beach or the Port Orange areas, but do you know the costs associated with financing that home?

Knowing which houses are within your family’s budget is a vital part of the home buying experience. This should be determined before initiating your search. A lender will provide you with the costs associated with financing and purchasing your dream home, allowing you to confidently search for homes that are within your means.

When you are putting an offer on a home, the sellers like to see a buyer who has been pre-approved for financing by a lender. This shows the sellers that they are dealing with a bonafide buyer before putting their home under contract and forgoing other potential offers.

A pre-approved buyer also encourages the realtor to be diligent by letting him/her know that they are dealing with a serious buyer. This is important when the realtor is taking the time to look for potential properties and setting up showings.

Dealing with a local lender has many benefits. A local lender is not only familiar with the area, but they are most likely familiar with the realtor and title company as well, including the processes each of these entities utilize for closings.

It is always nice searching for a dream home, but having the confidence in knowing that the house you find is the house you can comfortably afford is what makes the home buying process stress free.

Allow Shaun Sutton's team at New Leaf Mortgage and Team Gagliardi guide you and your family through a stress-free loan process and turn the dream home to a reality! 

Team Gagliardi looks forward to helping you find your Dream Home or Second Home!

Contact Shaun Sutton at New Leaf Mortgage, your local loan officer in the Volusia County area for a free consultation.

Cell: 386-212-9433. 

Mike Gagliardi, REALTOR RE/MAX Signature 
5889 S Williamson Blvd, Ste 1418 
Port Orange, FL 32128 
Cell: 386-316-5967 


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